Eyowo Loan App, USSD Code & Customer Care Number (Microfinance Bank License Revoked)



Explore the Eyowo Loan App, its unique USSD code, and its customer care number. Understand the implications of its microfinance bank license revocation and how it impacts users. Stay informed with this comprehensive guide.

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What Is Eyowo?

Eyowo is a digital banking platform that provides a variety of financial services. It’s a regulated bank by CBN that unifies all the financial tools you need to pay, receive, budget, and save money in one place. Eyowo also provides you with the safest card in Nigeria in partnership with Mastercard.

One of the key features of Eyowo is its mobile money solution that enables you to receive and send money by simply dialing a USSD code. This feature is particularly useful for users who may not have consistent access to the internet. With or without an internet connection, you can use the Eyowo app or go online directly, whichever one you find convenient.

In addition to these services, Eyowo also offers a range of business services, like taking loans and peer-to-peer transactions.

How Eyowo Works

Eyowo Loan App

With Eyowo, your phone number is your account number. To send money, all you need is the recipient’s phone number. The platform also allows users to request money from others using their phone numbers. This simplicity and ease of use make Eyowo a game-changer in the P2P payment space.

Eyowo USSD Code

Eyowo offers a USSD code service that allows users to access their accounts and perform transactions without needing an internet connection. This feature is particularly useful for users who may not have consistent access to the internet.

The Eyowo USSD code is *4255#. By simply dialing this code from their mobile phone, users can perform a variety of banking transactions such as checking their balance, transferring funds, and more.

For instance, if you want to transfer funds from your Eyowo account to your bank account, you can use specific codes for different banks. Here are a few examples:

  • For ECOBank: 4255*50*2*3*Account Number#
  • For First Bank: *4255*50*2*4*Account Number#
  • For FCMB: *4255*50*2*5*Account Number#

Features of Eyowo Microfinance Bank

Below are some of the features of Eyowo Microfinance Bank:

Eyowo Peer-to-Peer Payments

Peer-to-peer (P2P) payments have transformed the way we transact, making it possible to send and receive money instantly, anytime, anywhere. Eyowo takes this convenience a step further by allowing users to transact using their phone numbers, eliminating the need for complex account numbers or banking details.

Eyowo Loan App

Eyowo is a digital banking platform that offers a variety of financial services, including a loan app. The Eyowo loan app, known as Eyowo X, is designed to improve your financial lifestyle by providing instant accounts for you and your business.

With Eyowo X, you can open a business bank account as well as multiple other personal accounts. The best part is you can see them all in one place! You can send money to friends, family, and anyone. You can send money to bank accounts and if the receiver doesn’t have a bank account, you can send it to their phone number.

The Eyowo lending platform provides simple, digital, and reliable financial loans to anyone with just a phone number and does not require inputting your BVN. You also don’t need collateral, documentation, or a guarantor to access their loan.

More Details About Eyowo 

Eyowo isn’t just about payments. The platform also offers savings features, allowing users to set aside money regularly. However, please note that due to the revocation of the operating licenses of some microfinance banks in Nigeria that also affected Eyowo’s digital wallet, customers will be unable to send or withdraw till the issue is resolved with the Central Bank of Nigeria.

Eyowo Loan App

Is Eyowo Legit?

Eyowo is indeed a legitimate and well-established digital financial platform in Nigeria. It has gained popularity and earned the trust of millions of users across the country due to its reliable services and commitment to security and privacy.

Eyowo was developed by Softcom Ltd and was created to provide users with an all-in-one banking solution. Unlike other fintech companies that cover only a few banking features, Eyowo has many features out of the box.

One of the key aspects that sets Eyowo apart is its ease of use and accessibility. With a user-friendly mobile app, anyone with a smartphone can create an Eyowo account and start enjoying the benefits of digital financial services.

And also, Eyowo’s commitment to security and privacy is commendable. It employs state-of-the-art security measures to safeguard users’ personal and financial information. This commitment has earned the trust of millions of users across Nigeria, making Eyowo a preferred choice for their day-to-day financial transactions.

However, there have been some concerns about the legitimacy of Eyowo, as there have been reports of users not being able to access their funds or being charged high fees. But, Eyowo has denied these allegations and has said that they are committed to providing a safe and secure platform for their users.


Eyowo is a certified product of the transformative power of fintech. By leveraging technology to make P2P payments as simple as exchanging phone numbers, Eyowo is paving the way for a more inclusive and efficient financial future.

If you wish to have a discussion with Eyowo customer care the phone number is +23417001520. If you prefer to communicate through WhatsApp, you can reach out to their customer care team using the number +2349080030003. These numbers can be used for any queries, issues, or support related to your Eyowo account or transactions.

This is a digital bank app you would like to try today and you will testify at the end of the day.


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