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New Code How to Stop XtraTime Loan on MTN (Cancel Auto Borrow) Remove Xtratime Loan

Code How To Cancel Xtratime on MTN

Summary
  • we are going to show you in this tutorial; how to deactivate mtn xtra time in Nigeria, how to activate mtn xtra time, see mtn xtratime terms and conditions, how to migrate to mtn xtra time, how to pay mtn loan without recharging, code to repay mtn loan, code to borrow airtime from mtn

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Almost all the MTN users in Nigeria know about the MTN Xtra time service, however, a few do not yet know about it. That is why we are going to show you in this tutorial; how to deactivate mtn xtra time in Nigeria, how to activate mtn xtra time, see mtn xtratime terms and conditions, how to migrate to mtn xtra time, how to pay mtn loan without recharging, code to repay mtn loan, code to borrow airtime from mtn, how to borrow airtime from mtn through SMS, how to stop xtratime loan on mtn online, how to stop xtratime loan on mtn, how to cancel xtratime loan on mtn, how to stop xtratime on mtn, how to deactivate xtratime loan on mtn, how to stop borrowing on mtn, how to cancel auto borrow on mtn, how to cancel xtratime on mtn, how to stop xtratime loan on mtn code, how to stop xtratime loan on mtn online, how to stop xtratime loan on mtn without, how to stop xtratime loan on mtn.

Well MTN XtraTime is a service that allows eligible prepaid customers to borrow airtime on credit when they run out of airtime and pay it back on their next recharge. MTN XtraTime is convenient and helpful when you need to make urgent calls or use data, but it also comes with some drawbacks.

First, you will be charged a service fee of 15% on every amount you borrow. For example, if you borrow N100, you will only receive N85 and pay back N100 later. Second, you will not be able to use some services like data rollover, data gifting, and data sharing until you repay your loan. Third, you may get into a cycle of debt if you keep borrowing and not recharging enough to clear your balance.

So, how can you stop the MTN XtraTime loan and get out of this situation? In this blog post, I will show you how to stop MTN XtraTime loan and repay your borrowed airtime, as well as how to migrate to MTN XtraTime and check your eligibility. By the end of this article, you will be able to take control of your airtime usage and avoid unnecessary charges.

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How to Cancel Borrowed Airtime on MTN

If you have borrowed airtime from MTN XtraTime and you want to cancel it, you can do so by following these steps:

  • Dial *303# and select XtraTime
  • Select the option to cancel your request
  • Confirm your cancellation by selecting yes
  • You will receive a message that your request has been canceled successfully

Note that you can only cancel your borrowed airtime before you use it. Once you use it, you will have to repay it on your next recharge.

How to Deactivate MTN XtraTime in Nigeria

If you want to stop using MTN XtraTime service and prevent MTN from deducting your airtime automatically, you can deactivate it by following these steps:

  • Dial *303# and select XtraTime
  • Select the option to opt-out of the service
  • Confirm your opt-out by selecting yes
  • You will receive a message that you have opted out of the service successfully

Note that you can only deactivate MTN XtraTime service if you have no outstanding loan to repay. If you have an outstanding loan, you will have to repay it first before you can opt-out.

How to Activate MTN XtraTime

If you have deactivated MTN XtraTime service and you want to activate it again, you can do so by following these steps:

  • Dial *303# and select XtraTime
  • Select the option to opt-in to the service
  • Confirm your opt-in by selecting yes
  • You will receive a message that you have opted in to the service successfully

Note that you can only activate MTN XtraTime service if you meet the eligibility criteria. The eligibility criteria are:

  • You must be a prepaid customer
  • You must have registered your phone number
  • You must have been on the MTN network for more than 3 months
  • You must have spent at least N200 monthly for 3 months
  • You must have between N0 and N75 in your main account
  • You must have paid up any outstanding XtraTime loan

MTN XtraTime Terms and Conditions

Before you use MTN XtraTime service, you should be aware of the terms and conditions that apply to it. Here are some of the key points to note:

  • You will be charged a service fee of 15% on every amount you borrow
  • You will not be able to use some services like data rollover, data gifting, and data sharing until you repay your loan
  • You will not be able to borrow airtime again until you repay your previous loan
  • You will not be able to opt-out of the service until you repay your loan
  • You will not be able to transfer your borrowed airtime to another number
  • You will not be able to use your borrowed airtime for international calls or roaming
  • You will not be able to check your balance with *556# or *559#, but you can use *606# or *303#

Code to Repay MTN Loan

If you have borrowed airtime from MTN XtraTime and you want to repay it, you can do so by following these steps:

  • Recharge your phone with enough airtime to cover your loan amount
  • Dial *303# and select XtraTime
  • Select the option to check your balance
  • You will see your outstanding loan amount and the service fee
  • MTN will automatically deduct your loan amount and the service fee from your recharge
  • You will receive a message that your loan has been repaid successfully

How to Migrate to MTN XtraTime

If you are not eligible for MTN XtraTime service and you want to migrate to it, you can do so by following these steps:

  • Increase your monthly spending to at least N200 for 3 months
  • Maintain a balance of between N0 and N75 in your main account
  • Pay up any outstanding XtraTime loan if you have any
  • Dial *303# and select XtraTime
  • Select the option to check your eligibility
  • If you are eligible, you will receive a message that you can borrow airtime
  • If you are not eligible, you will receive a message that you need to meet the eligibility criteria

How to Stop MTN Auto Borrow Data

If you have activated MTN XtraByte service and you want to stop MTN from deducting your airtime automatically for data, you can do so by following these steps:

  • Dial *303# and select XtraByte
  • Select the option to opt-out of the service
  • Confirm your opt-out by selecting yes
  • You will receive a message that you have opted out of the service successfully

Note that you can only opt-out of MTN XtraByte service if you have no outstanding data loan to repay. If you have an outstanding data loan, you will have to repay it first before you can opt-out.

How to Pay MTN Loan Without Recharging

If you have borrowed airtime or data from MTN and you want to pay your loan without recharging your phone, you can do so by following these steps:

  • Transfer airtime or data from another MTN number to your number
  • Dial *606# or *303# and select XtraTime or XtraByte
  • Select the option to check your balance
  • You will see your outstanding loan amount and the service fee
  • MTN will automatically deduct your loan amount and the service fee from your transferred airtime or data
  • You will receive a message that your loan has been repaid successfully

Note that you can only transfer airtime or data from another MTN number that is registered and eligible for the service. You can also use MTN Share and Sell service to transfer airtime or data to your number.

How to Stop XtraTime Loan on MTN Online 2024

If you want to stop XtraTime loan on MTN online in 2024, you can do so by following these steps:

  • Visit the MTN website at MTN Nigeria
  • Log in to your account with your phone number and password
  • Go to the XtraTime section and click on the opt-out button
  • Confirm your opt-out by clicking yes
  • You will receive a message that you have opted out of the service successfully

Note that you can only opt-out of XtraTime service online if you have no outstanding loan to repay. If you have an outstanding loan, you will have to repay it first before you can opt-out.

Conclusion

MTN XtraTime is a useful service that allows you to borrow airtime or data on credit when you need it. However, it also has some drawbacks, such as the service fee, the restrictions on some services, and the risk of getting into debt. Therefore, you should use it wisely and responsibly, and only when necessary. 

In this blog post, we showed you how to stop the MTN XtraTime loan and avoid auto-borrow data, as well as how to cancel, deactivate, and repay your borrowed airtime or data. We also showed you how to migrate to and check your eligibility for the service, and how to opt-out of it online. 

We hope this blog post helped you to take control of your airtime usage and avoid unnecessary charges.

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